Philippine Personal Finance
Savvy Spender
Calmly check the math before you sign. Installment and rent-vs-buy calculators, card FX and freelancer-payout comparisons, and car financing — all free, no sign-up.
Tools
6 live · 2 in progress
Installment Calculator
Compare balance conversion, credit-to-cash, and personal loan plans across multiple terms.
Card FX Comparison
Compare verified card-specific FX fees and illustrative peso costs, with issuer sources.
Car Financing Comparison
Compare up to 20 financing options — bank auto loans, credit-to-cash, in-house, or custom — with full cost breakdown and a priority-based pick.
Freelancer Payout Comparison
Getting paid from abroad? Compare illustrative USD payout costs after fees and FX — Wise, Payoneer, PayPal, e-wallets, banks, and crypto.
Rent vs. Buy a Home
Buy the condo or keep renting and invest the difference? A year-by-year wealth simulation with the break-even year and the share of illustrative runs where buying wins.
Pag-IBIG Bid & Financing
Plan an acquired-property bid. Compare discounts, payment modes, down payments, and monthly financing estimates.
Investment Planner
Project compounded growth and the effect of regular contributions.
Salary Calculator
Compute net take-home pay with PH withholding tax, SSS, PhilHealth, and Pag-IBIG.